Accepting  CareCredit

How CareCredit Works

CareCredit, provided by Synchrony Bank, is accepted by over 250,000 healthcare providers nationwide. It offers interest-free financing periods of 6 to 24 months on purchases over $200, alongside longer financing periods with interest. It's essential to understand that CareCredit operates on a deferred interest model, meaning interest-free financing is contingent upon paying the full balance within the set period.

Services Covered by CareCredit

This versatile card can be used for various services including dental, vision, cosmetic treatments, and veterinary care. Over 11 million people already benefit from CareCredit’s easy application process, no annual fee, and user-friendly mobile app management.

Important Considerations

There are a few critical points to consider when using CareCredit:

• Deferred Interest Details: If the balance is not paid in full during the promotional period, an APR of 29.99% is applied to the entire original purchase amount.
• Selective Acceptance: While widely accepted, it’s important to verify that your healthcare provider accepts CareCredit.
• Exclusivity for Healthcare: CareCredit is specifically for healthcare services and cannot be used for general purchases.